Travel Insurance

Travel Insurance comes in two options as far as the duration of cover they offer.

1. Either a "temporary travel insurance" which is only valid for the purpose of one specific journey in number of travellers, time, place and budget.
2. Alternatively, there is also the option to subscribe to a "yearly or annual travel insurance" which remains valid for those people subscribed for the full 365 days as from the starting date of the selected cover.

In addition to this one must differentiate the scope of the various parts of a travel insurance policy. Here are the most common ones:

• Solely the travel assistance insurance which will offer you cover and assistance should you need any medical or evacuation services during your journey; this is the minimal "must have" insurance which is compulsory for traveling with Inspiration Africa.
• Then comes the travel cancellation and travel curtailment insurance that protects you from losing money due to cancellation for a limited number of reasons.
• Some insurance packages offer the combination of both.
• When it comes to cancellation cover, depending on the situation and considering the limited number of reasons, you may also want to upgrade your policy to a cancellation "for any reason"

With the Covid pandemic crisis, the travel industry was seriously affected and we would advise all our clients to make sure their travel insurance covers the following 2 elements:

1. For the insurance policy to offer you sufficient protection both in terms of assistance and cancelation in the event of any pandemic such as the Covid one.
2. That your travel cancellation cover includes sufficient cover to protect you against the current unreliability of services offered by international airlines as 

For our clients resident outside Europe, please contact us for recommendations about which insurance companies to use for travel protection.

For our clients resident in Europe who are not yet insured, we can offer the following two options. 

TEMPORARY TRAVEL INSURANCE

Such an insurance will be subscribed for one specific travel journey and you will have the option to choose between 3 types of covers being:

1. Travel Assistance only which basically comes down to a premium per person
2. Cancellation only  where the premium will be calculated on the travel budget
3. Multirisk which combines both the Cancellation and the Travel Assistance 

At Inspiration Africa, we offer you the benefit of subscribing (*) such a travel insurance policy directly online with the added benefit that our team will assist you in the event of a claim. You will need:

• Your full name and residential address as a main subscriber
• The full names of the possible co-travellers to be insured
• The travel dates and destination(s)
• The budget to be covered in the event of a multirisk and/or cancellation travel insurance
• A valid credit card for making the payment online

You can simply click on the Chapka logo (**) below to access the subscription page.

(*) Do note that we can only offer these travel insurance policies to residents of the European Union. Should you live outisde the EU, please contact us for advise.

(**) You can also access the page by use of the following URL: https://www.chapkadirect.com/index.php?action=produit&id=824&app=cd_inspiafrica

YEARLY/ANNUAL TRAVEL INSURANCE

Inspiration Africa and its business partners can also offer you assistance in subscribing a yearly  travel insurance with a cover for 365 days as from the subcription date.

Should you be interested in rather subscribing a yearly policy, please contact us at info@inspirationafrica.travel and we will gladly advise you on the options and submit a quote for an efficient and competitive travel insurance.